Now you can shop online with your PIN-based bank card!


It’s here, payD, the safest and easiest way to shop on the internet. All you need is:

  • an existing PIN-based debit, credit or cheque card
  • a mobile phone with a MTN or Vodacom SIM card

Millions of South Africans can now pay for their web-based purchases safely, using payD.

payD will change the way you shop forever.  This pioneering technology means you can now benefit from the competitive prices, convenience and variety associated with buying online, even if you don’t have a credit card. Best of all, your transaction is secure!  You don’t even need to set up a new account.  payD is the simplest, safest and smartest way to shop online.

payD meets the Payment Card Industry Data Security Standards (PCI DSS) and is accepted as a standard method of payment in South Africa.

payD’s pioneering technology uses your mobile phone’s SIM card to securely encrypt your PIN number and send it to your bank for verification. It uses your phone to replace conventional pay point devices, so you can now make payments securely and effortlessly on the web and on the go.

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payD is safe. Not only do you need your PIN and your SIM to transact, but the system is also one of the very few online payment solutions in South Africa to achieve the highest PCI DSS level of security.

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